Beyond Micro-credit

This title challenges the microfinance industry to consider the range of development goals for which microfinance can be used. These include not only poverty alleviation through providing savings, credit and insurance services, but also promoting livelihoods, empowering women, building people's organizations and changing institutions. This book illustrates each of these from actual microfinance practice and explores the organizational challenges of combining such development goals with financial service provision. It provides comprehensive coverage of microfinance practice in India, which has developed numerous innovations, from new products for promoting livelihoods to structures for democratic governance. It includes: detailed analysis of "self-help groups"; comparisons with microfinance practice in Bangladesh; and contemporary methods of assessing performance and impact.

ISBN 0855984880   Pages 390 ISBN13 9780855984885 (What's this?)   Volumes 001 Publisher Oxfam Publishing   Co_publisher New Economics Foundation Imprint Oxfam Professional   Weight (grammes) 440 Format Paperback   Published in Oxford Publication date 01 Sep 2002   Height (mm) 216 Library of Congress HG178.33.I   Width (mm) 140 DEWEY 332.710954   Spine width (mm) 21 DEWEY edition DC21   Academic level Postgraduate, Professional / Scholarly, Undergraduate, Further/Higher education

		List of tables		9
		List of figures		10
		List of boxes		11
		List of abbreviations		12
		Acknowledgements		16
1		Introduction		19
2		Introduction to the financial sector in India		33
Pt. 1		Micro-finance and development
3		Micro-finance and social and economic security		49
4		Micro-finance and livelihoods: The challenge of BASIX		73
5		Micro-finance and people's organisations		104
6		Micro-finance and system-wide change		137
Pt. 2		Micro-finance: Organisations and institutions
7		Self-help groups and Grameen Bank groups: What are the differences? by Malcolm Harper		169
8		Costs in micro-finance: What do urban self-help groups tell us? by Mathew Titus		199
9		Exploring empowerment and leadership at the grassroots: Social entrepreneurship in the SHG movement in India by Ajit Kanitkar		234
10		Sustainability and development: Evaluating the performance of Indian micro-finance by Sanjay Sinha and Frances Sinha		263
11		Rising to the challenge of scale in India: Growing the micro-finance sector by Mathew Titus		300
12		Emerging lessons and challenges by Thomas Fisher		325
App		Capacity-building and organisational learning project for development finance in India		361
		Glossary		370
		Bibliography		372
		Index		380
		About the authors and contributors		389

Clearly written and a pleasure to read... It provides an excellent summary of what is known about SHG and other Indian microfinancial work. Stuart Rutherford, 2002.An important and highly readable introduction.... it certainly deserves to be widely read. Small Enterprise Deveopment Journal.

 Be the first to write a customer review