Financial Innovation in the Banking Industry

This book investigates the motivations behind the adoption of the technique of asset securitization by US commercial banks and its effects on the financial performances.

ISBN	0815334230	Pages	212
ISBN13	9780815334231 (What's this?)	Volumes	1
Publisher	Taylor & Francis Inc	Weight (grammes)	419
Imprint	Garland Publishing Inc	Published in	CT
Format	Hardback	Series title	Financial Sector of the American Economy S.
Publication date	23 Nov 2000	Height (mm)	216
Library of Congress	9931494	Width (mm)	140
DEWEY	332.10973	Spine width (mm)	15
DEWEY edition	DC21	Academic level	Undergraduate, Postgraduate, Professional / Scholarly

	List of Tables and Figures
Ch. 1	Introduction	1
Ch. 2	Financial Innovation and Regulatory Issues	17
	Securitization and Financial Innovation Theories	17
	Financial Innovation and Off-Balance-Sheet Activities	33
	Conclusion	48
Ch. 3	Financial Innovation in the Case of Asset Securitization	51
	Background	51
	Asset Securitization versus Bank Intermediation	57
	Why Securitize?	61
	Accounting and Risk Based Capital Provisions Affecting ABSs	66
	Basics and Mechanics of Asset Securitization	70
	Diffusion of Asset Securitization to International Markets	86
	The Argument against Securitization	95
	Conclusion: Future Prospects of the ABS Market	96
Ch. 4	Research Design and Methodology	103
	Restatement of Research Hypothesis	103
	Restatement of Research Questions	105
	Study Variables	112
	Hypothesis Testing	116
	Data Source	122
Ch. 5	Findings and Conclusion	129
	Data Description	129
	Findings	133
	Areas of Future Research	159
	Research Conclusions	160
	Final Notes	163
App. A	Schedule RC-L	167
App. B	Schedule RC-R	171
	More...

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